Capitalized terms used under this Privacy Policy and not defined herein shall have the same meaning as ascribed thereto under the Terms and Conditions of Use.
Svatantra Microfin Private Limited (“SMPL”), through its Mobile Application, is extremely proud of its commitment to protect your privacy. We have adopted the following Privacy Policy, which is applicable to all Personal Information that you provide to SMPL through the Mobile Application.
You acknowledge that you are disclosing Personal Information voluntarily. Prior to the completion of any login process on the Mobile Application, if you wish not to disclose any Personal Information you may refrain from doing so; however if you don't provide the Personal Information that is requested it is possible that the login process would be incomplete and/or you would not be able to access the Mobile Application.
This Privacy Policy does not apply to any Personal Information that you may provide to third parties, such as through other Linked Sites. Please be aware that if you choose to visit such third party sites, you should contact such third parties directly to determine their respective privacy policies because that third party's privacy policy, and not this Privacy Policy, will govern your activities and any personally identifiable information you disclose while visiting the third party site.
SMPL expressly reserves at its sole discretion the right to change this Privacy Policy periodically in the future without prior notice to the Users. User shall review our Privacy Policy available at the Mobile Application regularly to be sure you are fully updated with our practices and procedures in this area. Your continued use of the Mobile Application will be subject to the then-current Privacy Policy.
The following discloses our information gathering and dissemination practices for the Mobile Application:
We respect and are committed towards protecting your privacy. As part of the normal operation of the Mobile Application, we collect and, in some cases, may disclose Personal Information about you. This Privacy Policy describes the Personal Information we collect about you and what may happen to that Personal Information.
By accepting this Privacy Policy and our Terms, you expressly consent to our use and disclosure of your Personal Information in the manner prescribed in this Privacy Policy. This Privacy Policy is incorporated into the Terms and subject to the terms of the Terms, governs all use of the Mobile Application.
In the course of logging into the Mobile Application and use thereof from time to time, we may collect your title, name, gender, email address, mobile number and other personally identifiable information as detailed herein below (collectively "Personal Information")
through the Mobile Application. Your Personal Information will not be posted in areas of the Mobile Application viewable by the public or other users of the Mobile Application.
The Personal Information sought to be collected and the reasons for collecting the same are mentioned below:
Name, Mobile number, Preferred language, GPS location will be collected during App Sign-up/ log in process for User authentication and sending OTP (one-time password) & App notifications.
Camera permission to click profile picture and submission of survey related questions.
Due to the existing regulatory environment, we cannot ensure that all of your Personal Information will never be disclosed in ways not otherwise described in this Privacy Policy. By way of example (without limiting the foregoing), we may be required to disclose your Personal Information to the government, law enforcement agencies, or third parties under certain circumstances; third parties may unlawfully intercept or access transmissions or private communications; or users or authorized users may independently abuse or misuse your information that they collect from the Mobile Application in violation of our Mobile Application’s Privacy Policy and Terms of Use. Therefore, although we use industry standard information security practices to protect your privacy, we do not guarantee, and you should not expect, that your Personal Information will always remain private.
As a matter of policy, we do not sell or rent any Personally Information about you to any third party.
We will retain data for as long as you use the Mobile Application and it would continue for a reasonable time thereafter. Please note that some or all of the provided data may be required in order for the Mobile Application to function properly. If you wish to stop us from collecting any personal Information or other data, you may uninstall the Mobile Application.
The Personal Information that we collect from you may be transferred to and stored at locations India.
Since the transmission of any information across the internet is not completely secure, we have implemented strong security measures and will do our best to protect your Personal Information. That being said, we cannot ensure 100% security and any transmission is at your own risk.
SMPL gives you the ability to edit your Personal Information at any time. To protect your privacy and security, we will also take reasonable steps to verify your identity before granting access. We will, however, retain in our files and databases Personal Information you have requested to remove in order to use it in some circumstances, such as to resolve disputes, troubleshoot problems, and enforce our Terms and Conditions of Use. Further, such prior Personal Information is never completely removed from our databases due to technical and legal constraints, including stored "back up" systems. Therefore, you should not expect that all of your Personal Information will be completely removed from our databases in response to your requests.
By using the Mobile Application and by providing your information, you consent to the collection and use of the information in accordance with this Policy, including your consent to share the information.
SMPL uses a tool called “Google Analytics” to collect information about use of this Mobile Application. Google Analytics collects information such as how often users visit, what pages they visit when they do so, and what other applications they used prior to coming to this application. SMPL uses the information only to improve this Mobile Application.
SMPL uses reasonable security measures to safeguard the confidentiality of your Personal Information, such as firewalls, Transport Layer Security (TLS), and other physical and electronic security measures. However, you agree and acknowledge that "perfect security" does not exist on the Internet.
If you have any questions or grievances about our privacy practices, please feel free to contact us at:
Name: Mr Shashikant Solaskar